Novia Laras, D., Yulita, H., Ikhsan, M., & Puspitaloka Mahadewi, E. (2025). Healthcare Insurance Agreement Regarding Financing of Health Services by Insurance Companies. International Journal of Health and Pharmaceutical (IJHP), 5(3), 469–475. https://doi.org/10.51601/ijhp.v5i3.424