BENNY AURIXON, Tumpak; CHRISTINE SARAGIH, Runggu; ASRI BAHARSYAH, Nurul; PUSPITALOKA MAHADEWI, Erlina. Analysis of Factors Contributing to Low Demand for Health Insurance in Indonesia. International Journal of Health and Pharmaceutical (IJHP), [S. l.], v. 5, n. 3, p. 485–492, 2025. DOI: 10.51601/ijhp.v5i3.437. Disponível em: https://ijhp.net/index.php/IJHP/article/view/437. Acesso em: 12 mar. 2026.