Novia Laras, Dewi, Hanna Yulita, Muhamad Ikhsan, and Erlina Puspitaloka Mahadewi. 2025. “Healthcare Insurance Agreement Regarding Financing of Health Services by Insurance Companies”. International Journal of Health and Pharmaceutical (IJHP) 5 (3):469-75. https://doi.org/10.51601/ijhp.v5i3.424.