Novia Laras, D., H. Yulita, M. Ikhsan, and E. Puspitaloka Mahadewi. “Healthcare Insurance Agreement Regarding Financing of Health Services by Insurance Companies”. International Journal of Health and Pharmaceutical (IJHP), vol. 5, no. 3, Aug. 2025, pp. 469-75, doi:10.51601/ijhp.v5i3.424.