agustina, Ariska, Prima Paramita Putri, Evi Kusumastuti Setianingrum, Budi Hartono, and Alfani Ghutsa Daud. “Health Insurance Model In The Perspective Of Health Economics: Transformation, Regulation, And Implementation In Indonesia”. International Journal of Health and Pharmaceutical (IJHP) 5, no. 3 (August 3, 2025): 380–385. Accessed August 6, 2025. https://ijhp.net/index.php/IJHP/article/view/421.